Todd Markman

Proud to be a second-generation State Farm Agent and honored to be recognized as 🏆 Wilmette's Top Insurance Agency for 2026 and previously voted 🏆 North Shore's Top Insurance Agency in 2018. With over 150 years of combined insurance experience, my team and I are committed to helping individuals, families, and small business owners protect what matters most.

🍂 October in Illinois & Wisconsin: A Smart Time for an Insurance Checkup

Cooler temperatures, changing leaves, shorter days, and the approaching winter season make October a great time to review your insurance.

Whether you're comparing auto insurance, preparing your home for winter, reviewing your family's life insurance needs, or protecting a growing small business, our Wilmette State Farm team can help you understand your options and build a personalized insurance plan around your needs.

🚙 Auto Insurance: Fall Driving Brings Different Risks

Fall is a beautiful time to drive throughout Illinois and Wisconsin—but it also brings earlier sunsets, changing weather conditions, wet leaves, and increased deer activity.

October is a good time to review your auto insurance and ask:

• Are my liability limits still appropriate?

• Do I understand my comprehensive and collision coverage?

• Have I added or replaced a vehicle this year?

• Is there a new or newly licensed driver in my household?

• Am I taking advantage of the discounts I may qualify for?

Our team can help you compare car insurance coverage and available discounts including Drive Safe & SaveTM and Steer Clear®.

Already insured elsewhere? We're happy to provide a State Farm auto insurance quote so you can compare your current coverage and price.

🏡 Homeowners & Condo Insurance: Prepare Before Winter Arrives

Before freezing temperatures, snow, and ice arrive, October is a great time to give your home some attention.

Fall maintenance may include cleaning gutters, inspecting your roof, disconnecting outdoor hoses, servicing your furnace, checking your fireplace or chimney, and making sure smoke and carbon monoxide detectors are working properly.

It's also a good opportunity to review your homeowners or condo insurance.

Consider contacting us if you have recently:

• Replaced your roof, furnace, plumbing, or electrical system

• Remodeled a kitchen or bathroom

• Finished a basement or added living space

• Added a deck, shed, fence, or other structure

• Purchased new furniture, electronics, jewelry, artwork, or other valuables

As your home changes, your insurance needs can change too. Our team can help review your current coverage and make sure the information we have about your property is up to date.

🔥 October Is Fire Prevention Month: Take a Few Minutes for Home Safety

October is a great reminder to think about fire prevention and home safety.

Check smoke and carbon monoxide detectors, review your family's emergency plan, inspect heating equipment and fireplaces, and pay attention to how rechargeable devices and lithium-ion batteries are being charged and stored around your home.

Preventing a loss is always better than dealing with one afterward—and a few simple precautions can make a big difference.

❤️ Life Insurance: Don't Let September Be the Only Month You Think About It

Life Insurance Awareness Month may have ended, but protecting the people who depend on you is a year-round conversation.

Life changes over time, and your insurance needs can change with them. Getting married, welcoming a child, changing jobs, starting a business, or simply taking on additional financial responsibilities can all be good reasons to review your life insurance coverage.

Consider asking yourself:

• Has anything significant changed in my life or family?

• Has my income or financial responsibility changed?

• Have I reviewed my beneficiaries recently?

• Do I understand the life insurance coverage I currently have?

• Is my current coverage still appropriate for my situation?

Our team can help explain your life insurance options in straightforward language and help you determine what fits your family's needs and budget.

💼 Small Business Insurance: Protect What You've Built

October is Cybersecurity Awareness Month, making it a timely reminder that today's businesses face risks both online and offline.

Whether you're opening a business, growing an existing company, hiring employees, purchasing equipment, using vehicles for work, or simply haven't reviewed your business insurance recently, we're here to help.

State Farm offers insurance options for many types of small businesses. Our team can help you explore property, liability, commercial auto, and other available business insurance coverage based on your operation.

📍 Your Local State Farm Insurance Team in Wilmette

Insurance doesn't have to feel complicated. Whether you're searching for car insurance, homeowners insurance, condo insurance, renters insurance, life insurance, business insurance, or additional coverage for the things you've worked hard for, we're here to make the process easier.

As a graduate of New Trier High School and the University of Illinois Urbana-Champaign, I take pride in serving customers throughout Illinois and Wisconsin. My wife, Erica, and I live in Northbrook with our children, Mason, Sydney, and Leo. When I'm not helping customers, you'll usually find me cheering from the sidelines at their baseball, softball, or basketball games.

📞 Call, text, email, stop by our Wilmette office, or connect with us online for a personalized insurance review or State Farm quote this October.

And don't forget to check out our 5-star Google and Yelp reviews and follow us on Facebook!