Todd Markman

Proud to be a second-generation State Farm Agent and honored to be recognized as 🏆Wilmette's Top Insurance Agency for 2026 and previously voted 🏆North Shore's Top Insurance Agency in 2018. With over 150 years of combined insurance experience, my team and I are committed to helping individuals, families, and small business owners protect what matters most. We’re available 24/7, 7 days a week to provide guidance and support whenever you need us.

🍎 August Insurance Check: Storm Safety + Late-Summer Coverage Updates 🍎

August can be a busy month in Wilmette—families are traveling, enjoying the outdoors, and making upgrades around the home. It’s also when Illinois weather can turn fast. A quick review now can help ensure your insurance coverage keeps up with your life.

Whether you’re looking for Auto, Home, Condo, Renters, Life, and Health Insurance, we can help you understand what you have, what you need, and where you might be exposed.

🏡 Homeowners & Condo: Don’t Let August Storm Season Catch You Off Guard

Illinois storms can include heavy rain, wind, and hail. It’s a great time to review coverage—especially if you’ve had repairs, updates, or new items added over the summer.

Helpful questions to consider:

• Have you noticed any roof or gutter issues?

• Did you do any renovations or repairs?

• Are you confident your coverage accounts for risk like sewer or drain back-up?

We can help you understand what’s covered and what options may be worth discussing.

🚤 Late-Summer Toys: Boat, RV, Motorcycle, ATV — Quick Coverage Review

August is peak season for boats, RVs, motorcycles, ATVs, and off-road fun. If you’re wondering about boat insurance, RV insurance, or motorcycle insurance, a review can help confirm you’ve got the right protection for how you use your vehicles.

We’ll help you think through the basics, like:

• Correct liability coverage for your usage

• Storage location (home vs. seasonal storage)

• Deductibles and how claims work

If you’re using it this summer, it’s worth making sure it’s covered.

🚗 Auto Insurance: August Teen-Driver & Back-to-School Preparation

Late summer is when many families start thinking about the upcoming school year—new drivers, changing schedules, and new commutes. It’s also a common time to search for teen driver insurance or how to add a driver to auto insurance.

My team can help you review your policy before back-to-school traffic increases:

• Adding or updating a teen/college-age driver

• Reviewing liability limits and deductibles

• Checking for potential discounts (Drive Safe & Save, Steer Clear, etc)

• Confirming your coverage matches the vehicle(s) your household drives

🧡 Life Insurance: A Smart August Check for Families

Summer often brings major life milestones—weddings, new babies, new homes, or changes in responsibilities. If you’ve been thinking about life insurance (or updating an existing policy), August is a great time to make sure beneficiaries and coverage still match your goals.

We can walk you through options in plain language and help you understand what may fit your family’s needs.

Our mission is simple: to help people manage the risks of everyday life and prepare for the future with confidence. Whether you need Auto, Homeowners, Condo, Renters, Life, or Health Insurance, we’re here to help.

📞 Call, text, email, stop by the office, or connect with us online for a personalized insurance review this August— and don’t forget to check out our 5-star Google and Yelp reviews and follow us on Facebook!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or stopping into one of our offices and sharing details about your vehicle, driving history, and coverage needs. Serving Wilmette and the surrounding area, Todd's team can help answer your questions.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? We can walk you through your options.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. We'll work with you to find coverage that fits.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Todd, your local State Farm agent in Wilmette, IL, is here to help.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Connect with us for insurance guidance.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. In Wilmette, you can count on Todd's team for personalized service.