Proud to be a second-generation State Farm Agent and honored to be recognized as 🏆 Wilmette's Top Insurance Agency for 2026 and previously voted 🏆 North Shore's Top Insurance Agency in 2018. We're also excited that our Northbrook office was recently recognized as one of the 🏆 Top 5 Insurance Agencies in Northbrook for 2026! Check out our online reviews!

With over 150 years of combined insurance experience, the Todd Markman Team is committed to helping individuals, families, and small business owners throughout Illinois and Wisconsin. We believe insurance doesn't have to be complicated; we'll take the time to explain your options in straightforward language, answer questions, and help you make informed decisions about your coverage.

Having grown up in Wilmette and graduated from New Trier High School and the University of Illinois Urbana-Champaign, serving the North Shore is especially meaningful to me. Today, my wife, Erica, and I live in Northbrook with our children, Mason, Sydney, and Leo. If I'm not at work, you can often find me cheering them on at their baseball, softball, and basketball games.

❄️ Winter Is Coming: Is Your Insurance Ready for the Season Ahead?

The holiday season is a wonderful time for family gatherings, travel, and making memories. But between dropping temperatures, winter weather, and busy schedules, it's also a good time to make sure your insurance is keeping up with your life.

Whether you're preparing your home for freezing temperatures, heading out on a winter road trip, shopping for special gifts, or reviewing your family's insurance needs, our Wilmette State Farm team is here to help.

🚙 Auto Insurance: Stay Ready for Winter Roads

Snow, ice, freezing temperatures, and shorter days can make driving throughout Illinois and Wisconsin a little more challenging.

Before heading out for holiday gatherings or winter road trips, consider checking your tires, windshield wipers, battery, and emergency supplies.

It's also a great time to review your auto insurance!

Consider a review if:

• You've recently purchased or leased a vehicle

• You've added a new driver to your household

• You haven't reviewed your liability limits or deductibles recently

• You're interested in learning about available auto insurance discounts

Our Wilmette team can help you compare State Farm auto insurance options, discuss available discounts, and answer questions about programs including Drive Safe & SaveTM and Steer Clear®.

🏡 Homeowners & Condo Insurance: Prepare for Cold Weather

Winter in Illinois and Wisconsin can bring freezing temperatures, heavy snow, ice, and unexpected home maintenance challenges.

Before the coldest weather arrives, consider cleaning your gutters, disconnecting outdoor hoses, servicing your heating system, checking smoke and carbon monoxide detectors, and insulating exposed pipes.

While preparing your home, it's also a good opportunity to review your homeowners or condo insurance.

Have you recently:

• Replaced your roof, furnace, or water heater?

• Renovated your kitchen or bathrooms?

• Finished a basement or added living space?

• Updated plumbing or electrical systems?

• Purchased new furniture, electronics, artwork, or other valuables?

Our team can help review your current coverage, discuss available options, and make sure your property information is up to date.

❤️ Life Insurance: Looking Ahead With Your Loved Ones in Mind

The holiday season often brings families together, making it a meaningful time to reflect on the people who matter most.

As another year comes to a close, consider whether your current life insurance coverage still fits your circumstances.

Getting married, welcoming a child, changing jobs, or taking on additional financial responsibilities can all be good reasons to revisit your life insurance.

Ask yourself:

• Has my family or household changed this year?

• Have my financial responsibilities increased?

• Do I understand my current life insurance coverage?

• Have I reviewed my beneficiaries recently?

• Is my current coverage still appropriate for my situation?

Whether you're exploring life insurance for the first time or reviewing an existing policy, our Wilmette team can help explain your options in straightforward, easy-to-understand language.

💍 Personal Articles Insurance: Special Gifts Deserve Special Attention

The holiday season is a popular time for meaningful purchases, including engagement rings, jewelry, watches, cameras, and other valuable gifts.

Did you know that standard homeowners, condo, and renters insurance policies may have coverage limitations for certain valuable belongings?

A State Farm Personal Articles Policy may provide additional protection for eligible items such as:

• Engagement rings and other jewelry

• Watches

• Fine art and collectibles

• Cameras

• Musical instruments

• Sports equipment and other valuables

If you're purchasing something special this holiday season or haven't reviewed your existing Personal Articles coverage recently, we'd be happy to help you explore your options.

📍 Your Local State Farm Insurance Team in Wilmette

Whether you're comparing car insurance, reviewing homeowners or condo insurance, exploring life insurance, or looking for coverage for your small business or valuable belongings, our experienced Wilmette team is here to help.

We're proud to serve our North Shore neighbors and customers throughout Illinois and Wisconsin.

📞 Call, text, email, stop by our Wilmette office, or connect with us online for a personalized insurance review or State Farm quote this winter!

And don't forget to check out our 5-star Google and Yelp reviews and follow us on Facebook!