Todd Markman

Proud to be a second-generation State Farm Agent and honored to be recognized as 🏆Wilmette's Top Insurance Agency for 2026 and previously voted 🏆North Shore's Top Insurance Agency in 2018. With over 150 years of combined insurance experience, my team and I are committed to helping individuals, families, and small business owners protect what matters most. We’re available 24/7, 7 days a week to provide guidance and support whenever you need us.

🍂 September = Back-to-School, Back-to-Routine, and a Great Time to Review Your Coverage 🍂

As summer winds down, September brings big changes—new schedules, new drivers getting behind the wheel, and many families preparing for students to move into dorms or off-campus housing. It’s also a perfect time to make sure your insurance coverage still matches your life.

Have you recently moved, purchased a vehicle, updated your home, started a new job, or added valuable belongings? My team can help you review your Auto, Home, Condo, Renters, Life, and other insurance needs with a personalized plan designed for your situation.

🧡 Life Insurance Awareness Month: Protecting the People Who Depend on You

September is Life Insurance Awareness Month, a nationwide effort to help families better understand the role life insurance can play in protecting their financial future.

Life changes quickly. Buying a home, getting married, welcoming a child, changing jobs, growing a business, or simply earning more over time can all change how much protection your family may need.

September is a good time to ask:

• Would my family be able to manage major expenses without my income?

• Has my income or financial responsibility increased?

• Have I reviewed my beneficiaries recently?

• Is the life insurance I receive through work enough for my family's needs?

• Do I understand the difference between different types of life insurance?

If you’ve been searching for life insurance information or wondering how much life insurance you need, our team can walk through your options in straightforward, easy-to-understand language.

🚙 Auto Insurance: Back to School Means More Time on the Road

School drop-offs, after-school activities, work commutes, sports practices and weekend trips can make September a busy month behind the wheel.

Your auto insurance should keep up when your household changes. We’ll help you make sure your policy is set up for the road ahead—without paying for coverage you don’t need.

Consider a review if:

• You have a newly licensed teen driver

• You recently purchased or leased a car

• You haven't reviewed your liability limits or deductibles recently

Our Wilmette team can also help identify eligible auto insurance discounts and discuss programs including Drive Safe & SaveTM and Steer Clear®.

🏡 Homeowners & Condo Insurance: Get Your Home Ready for Fall

September is a natural time to prepare your Wilmette home for colder months ahead.

While you’re checking gutters, roofs, furnaces, fireplaces, trees, and outdoor plumbing, consider giving your homeowners or condo insurance a checkup too.

Have you:

• Renovated or remodeled your home?

• Replaced a roof, furnace, plumbing, or electrical system?

• Finished a basement or added living space?

• Purchased new furniture, electronics, artwork, or other valuables?

• Reviewed optional protection such as sewer or drain backup coverage?

Your home can change considerably over time. We can help review your current coverage and make sure we have accurate information about your property.

💍 Jewelry, Fine Art & Other Valuables: Are Your Favorite Items Properly Protected?

Standard homeowners or renters coverage may have limitations for certain valuable belongings. A Personal Articles Policy can provide additional protection for eligible items such as:

• Jewelry and engagement rings

• Watches

• Fine art

• Collectibles

• Cameras

• Musical instruments

• Sports equipment and other valuables

If you purchased something special over the summer—or haven't updated an appraisal in years—September is a great time to ask whether your valuables have the protection you expect.

📍 Your Local State Farm Insurance Team in Wilmette

Insurance doesn't have to be complicated. Whether you’re comparing car insurance, reviewing your homeowners insurance, exploring life insurance, or simply wondering whether your current coverage still makes sense, our experienced local team is here to help.

As a graduate of New Trier High School and the University of Illinois Urbana-Champaign, I take pride in serving families throughout Illinois, Indiana, and Wisconsin. My wife, Erica, and I live in Northbrook with our children, Mason, Sydney, and Leo. When I’m not helping customers, you’ll usually find me cheering from the sidelines at their baseball, softball, or basketball games.

📞 Call, text, email, stop by the office, or connect with us online for a personalized insurance review this September— and don’t forget to check out our 5-star Google and Yelp reviews and follow us on Facebook!